Group Health Insurance Platform
Transparent, cost-efficient group insurance plans — designed to maximise employee benefits while eliminating hidden commissions.
Schedule a Free Consultation
Get expert guidance for your group insurance needs
₹5 Cr+
Premium Under Advisory
2000+
Lives Covered
₹15L+
Commission Saved
150+
Claims Handled
Organisations that trusted us
How it works?
Analyse
We assess your organisation's healthcare needs and current insurance arrangements to identify the most suitable coverages that align with your employees' well-being and satisfaction.
Advise
Our unbiased advisory service helps you get commission-free products designed to maximise employee benefits while minimising costs.
Execute
We facilitate the entire execution process, from placing the group health insurance to providing operational support throughout the policy period.
Workflow Management for the HR Teams
One view for complete control over your group insurance policies.
Dashboard
Real-time overview of coverage, premiums, and claims at a glance.
Case Studies
Substantial Cost Savings for 1,000+ Employees with 1 Finance's Group Health Insurance Advisory
Background
The CHRO of a leading software solutions company sought comprehensive health coverage for over 1,000 employees and their families, totalling 2,100 lives covered (including employees, spouses, and up to 4 children each). The required coverage was structured as follows:
- • Lives Covered: 2100
- • Sum Insured: ₹3,00,000 per family
- • Family Construct: Self + Spouse + 4 Children
Objective
The company needed a partner to help them restructure their group health insurance policy. They were specifically looking for unbiased advisory services to guide them through the policy period while achieving cost-efficiency without compromising on coverage quality.
Outcome
With 1 Finance's guidance, the company not only lowered its per-employee cost but also saved a significant amount of ₹6,00,000 in commission fees—funds that would otherwise have been lost to intermediary costs.
Impact of 1 Finance's Group Health Insurance Advisory
By eliminating commission fees and offering optimized policy structuring, 1 Finance's Group Health Insurance Advisory delivered tangible cost savings:
| Expense Details | Without Our Advisory | With Our Advisory |
|---|---|---|
| Base Premium | ₹80,00,000 | ₹80,00,000 |
| Commission (7.5%) | ₹6,00,000 | ₹0 |
| Total Premium Outlay | ₹86,00,000 | ₹80,00,000 |
| Per Employee Cost | ₹4,095 | ₹3,809 |
| Commission Saved | ₹0 | ₹6,00,000 |
Why consider Group Insurance Advisory?
Commission-Free Products
We help you get zero-commission group health insurance plans, ensuring that all of your premium is dedicated to your employees' health coverage. This approach helps reduce costs and maximise employee benefits.
Cost Reduction
Our data shows that commissions can raise premiums cost by up to 7.5%. Our advisory service helps you secure commission-free plans, saving significant expense. We also negotiate directly with insurers to reduce your premium costs.
Claims Settlement
We provide complete support for claims settlement, making the process hassle-free for your employees. Our dedicated team works closely with insurers to speed up claims, reducing the burden on your HR team so they can focus on other priorities.
Group Insurance Advisor
From helping you select the best group health insurance plan to negotiating directly with insurance companies to secure the most competitive rates, our goal is to maximise your savings while ensuring your employees receive optimal coverage.
Testimonials
Success Stories
“Partnering with 1 Finance for our group health insurance advisory was a smart move for Atrina Technology. This helped us save significant cost, allowing us to redirect funds toward enhancing employee welfare.”
Amol Bhanushali
CEO, Atrina Technologies